Privacy Policy for Captains Business Academy

1. Introduction

Welcome to Captains Business Academy ("we," "us," or "our"). We are dedicated to teaching charter captains the business systems, financial engineering, and operational excellence required to succeed. We respect your privacy and are committed to protecting the personal information you share with us when you visit our website, enroll in our courses, or download our resources.

2. Information We Collect

We collect information to provide our educational services, process payments, and improve your learning experience.

A. Personal Information

When you register for a course, sign up for our newsletter, or download resources (such as the "Captain’s Financial Engine" or "P&L Calculator" ), we may collect:

  • Identity Data: Name, business name, and email address.

  • Contact Data: Phone number and billing address.

  • Account Data: Username and password for accessing the course portal.

B. Payment Information

We do not store your full credit card details on our servers. All transactions are processed securely through third-party payment processors.

  • We may utilize industry-standard processors (such as Stripe or Square) which typically charge processing fees and handle your financial data directly.

C. Usage & Educational Data

We collect data regarding your progress through our curriculum, including:

  • Module completion status (e.g., Module 1 through Module 6).

  • Downloads of course assets, checklists, and templates.

3. How We Use Your Information

We use your data to operate our "Captains Business Operating System" (CBOS) and deliver value to you. Specifically, we use your information to:

  • Course Delivery: Provide access to lessons, the "Captain’s Financial Engine," and compliance checklists.

  • Transaction Processing: Process your tuition or course fees via our third-party payment providers.

  • Communication & Marketing: Send you course updates, "Flash Sale" offers for other products, or critical updates to tax and legal strategies.

  • Improvement: Analyze how captains use our site to improve our curriculum and digital tools.

4. Disclosure of Your Information

We do not sell your personal data. We may share your information with trusted third parties who assist us in operating our academy:

  • Service Providers: Companies that provide website hosting, email marketing, and customer service tools.

  • Payment Processors: Third parties used to securely manage credit card transactions (e.g., Stripe, Square).

  • Legal Compliance: We may disclose information if required to comply with a legal obligation, protect our rights, or comply with USCG or IRS regulations where applicable to our business operations.

5. Third-Party Links and Tools

Our course materials may recommend or integrate with third-party tools and software to help you run your charter business. We are not responsible for the privacy practices of these external platforms.

  • Accounting Software: We may recommend tools like QuickBooks Online or Wave Accounting for your bookkeeping.

  • Booking Systems: We may reference booking platforms such as FareHarbor, Peek, or Xola.

  • Expense Tracking: We may suggest apps like Expensify for receipt management.

Please review the privacy policies of any third-party software you choose to utilize for your business.

6. Educational Disclaimer

Please note that while we collect data to help teach business strategy, we are educators, not CPAs or attorneys.

  • Any financial or legal templates provided (such as "Loyalty Letters" or "Asset Logs") are for educational purposes only.

  • We do not use your data to file taxes or provide legal representation. You should consult with your own qualified tax professional or maritime attorney regarding your specific situation.

7. Data Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet is 100% secure. We encourage you to use strong passwords and secure your own devices.

8. Your Rights

Depending on your location, you may have rights regarding your personal data, including:

  • Access and Correction: You may log in to your account to update your personal details.

  • Opt-Out: You may unsubscribe from our marketing emails (such as "Flash Sale" notifications) at any time by clicking the "unsubscribe" link in the email footer.

9. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact the Captains Business Academy team:

  • Email: support@captainsbusinessacademy.com